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(a) 3 AAC 28.800 - 3 AAC 28.849 apply to all group and individual life insurance policies and certificates except
(1) variable life insurance;
(2) individual and group annuity contracts;
(3) credit life insurance under AS 21.57; and
(4) individual and group life insurance policies that have death benefits of no more than $10,000 per individual.
(b) A life insurance policy or certificate is not exempt from 3 AAC 28.800 - 3 AAC 28.849 merely for the reason that a rider, endorsement, or other provision of the policy or certificate contains an element that is not subject to the requirements of 3 AAC 28.800 - 3 AAC 28.849.
History: Eff. 9/1/98, Register 147
Authority: AS 21.06.090
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Last modified 7/05/2006