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- Alaska Statutes.
- Title 28. Motor Vehicles
- Chapter 22. Mandatory Motor Vehicle Insurance
- Section 221. Uninsured and Underinsured Motorists Policy Coverage and Priorities.
previous:
Section 220. Method of Proof Following An Accident. [Repealed, Sec. 17 Ch 70 SLA 1984].
next:
Section 230. Method of Proof Following a Charge of a Moving Traffic Violation. [Repealed, Sec. 17 Ch 70 SLA 1984].
AS 28.22.221. Uninsured and Underinsured Motorists Policy Coverage and Priorities.
If a person is entitled to uninsured or underinsured motorists coverage under more than one coverage when two or more
vehicles are insured under one policy, the maximum amount payable may not exceed the highest limit of any one coverage
under the policy. If a person is entitled as a named insured to uninsured or underinsured motorist coverage under more
than one motor vehicle policy issued by the same insurer, the maximum amount payable may be limited to the highest
limit of any one coverage under the policies. If a person is entitled to uninsured or underinsured motorist coverage
under more than one policy providing motor vehicle liability coverage, payments will be made in the following order of
priority, subject to the limit of liability of each applicable policy or coverage:
- (1) a policy or coverage covering a motor vehicle occupied by the injured person or a policy or coverage covering a
pedestrian as a named insured;
- (2) a policy or coverage covering a motor vehicle occupied by the injured person as an insured other than as a named
insured;
- (3) a policy or coverage not covering a motor vehicle occupied by the injured person but covering the injured person as a
named insured;
- (4) a policy or coverage not covering a motor vehicle occupied by the injured person but covering the injured person as an
insured other than as a named insured;
- (5) a policy or coverage covering, as excess, umbrella, or similar insurance, a motor vehicle occupied by the injured
person or a policy or coverage covering, as excess, umbrella, or similar insurance, a pedestrian as a named insured;
- (6) a policy or coverage covering, as excess, umbrella, or similar insurance, a motor vehicle occupied by the injured
person or a policy or coverage covering, as excess, umbrella, or similar insurance, a pedestrian as an insured other
than as a named insured;
- (7) a policy or coverage not covering a motor vehicle occupied by the injured person but covering, as excess, umbrella, or
similar insurance, the injured person as a named insured;
- (8) a policy or coverage not covering a motor vehicle occupied by the injured person but covering, as excess, umbrella, or
similar insurance, the injured person as an insured other than as a named insured.
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