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- Alaska Statutes.
- Title 21. Insurance
- Chapter 54. Health Insurance
- Section 160. "Excepted Benefits" Defined.
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AS 21.54.160. "Excepted Benefits" Defined.
"Excepted benefits" means benefits under one or more or any combination of the following:
- (1) benefits under
- (A) coverage only for accident, disability income insurance, or both;
- (B) coverage issued as a supplement to liability insurance;
- (C) liability insurance, including general liability insurance and automobile liability insurance;
- (D) workers' compensation or substantially similar insurance;
- (E) automobile medical payment insurance;
- (F) credit-only insurance;
- (G) coverage for on-site medical clinics; or
- (H) other similar insurance coverage, as specified in federal law, under which benefits for medical care are secondary or
incidental to other insurance benefits;
- (2) if offered as a separate insurance policy and otherwise not an integral part of a health care insurance plan, benefits
under
- (A) limited scope dental or vision coverage;
- (B) coverage for long-term care, nursing home care, home health care, community-based care, or any combination; or
- (C) other similar limited benefits as specified in federal law;
- (3) if offered as independent noncoordinated benefits, benefits under coverage only for a specified disease or illness, or
hospital indemnity or other fixed indemnity insurance; as used in this paragraph, "independent, noncoordinated
benefits" means benefits that are provided under a separate policy if
- (A) there is no coordination between the provision of the benefits and an exclusion of benefits under a health care
insurance plan maintained by the same plan sponsor; and
- (B) the benefits are paid with respect to an event without regard to whether benefits are provided for the event under a
health care insurance plan maintained by the same plan sponsor;
- (4) if offered as a separate insurance policy, benefits under
- (A) Medicare supplemental policy as defined in 42 U.S.C. 1395ss(g)(1) (Social Security Act);
- (B) coverage supplemental to the coverage provided under 10 U.S.C. 1071 - 1090; or
- (C) similar supplemental coverage provided to coverage under a health benefit plan.
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