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Before granting a mortgage license, the department shall determine that
(1) the applicant has complied with the requirements of this chapter for obtaining the mortgage license;
(2) the financial responsibility, experience, and general fitness of the applicant and of the applicant's directors, officers, members, owners, and other principals, the character of the applicant and the applicant's directors, officers, members, owners, and other principals, and the organization and operation of the applicant indicate that the business will be operated efficiently and fairly, in the public interest, and under the law; and
(3) the department has not found grounds for denial of a mortgage license under AS 06.60.065 .
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