Alaska Statutes.
Title 21. Insurance
Chapter 53. Long-Term Care Insurance
Section 90. Required Regulations.
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AS 21.53.090. Required Regulations.

The director shall adopt regulations regarding
        (1) the sale of long-term care insurance that provide minimum standards for
             (A) terms of renewability;
             (B) initial and subsequent conditions of eligibility;
             (C) nonduplication of coverage provisions;
             (D) coverage of dependents;
             (E) benefit triggers;
             (F) preexisting conditions and recurrent conditions;
             (G) termination of insurance, including incontestability periods;
             (H) continuation or conversion;
             (I) probationary periods, limitations, exceptions, reductions, and elimination periods;
             (J) requirements for replacement;
             (K) producer training, education, compensation, and testing;
             (L) marketing practices;
             (M) independent review of benefit determinations;
             (N) penalties and reporting practices; and
             (O) premium rates, including rate filing requirements;
        (2) standard definitions of long-term care insurance terms;
        (3) nonforfeiture or minimum value requirements;
        (4) consumer protection standards, including standards for full and fair disclosure setting out the manner and content of required disclosures; and
        (5) the standard format and content of the outline of coverage required under AS 21.53.050.

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